ChatterBank0 min ago
Debt recovery
6 Answers
A firm contacted me saying that i owe �1700 to a mail order company, they told me that they had bought the debt off this mail order company. If this debt is over 5years old can they still demand this money. If i agree to pay by instalments, if i offer them �10 a month can they refuse and demand more? We can't really afford more than this. Do they have to accept it?
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Lots of people here who have been in similar situations who can give good advice.
Yes, it is 6 years. Do you accept that you owe the money? Have you had anything from the mail order company telling you they have sold the debt? If not, write and ask them to confirm this.
If you do owe it, and the firm is right in saying they own the debt, then you will have to try and agree monthly payments, or get CAB to help you with this.