Crosswords0 min ago
Joint Mortgage
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For more on marking an answer as the "Best Answer", please visit our FAQ.As lady_p_gold says, if you want to ensure your financial security in the event of a split/death, you should be named as a joint tenant or at least tenant in common. The flat will be a matrimonial asset no matter whose name appears on the property deeds, but if you are named on the deeds you will not need to prove you have a claim on the property. If you are not named, on divorce a Court might only award you, say, 10% of the property value, rather than 50%. On your husband�s death, his estate will be dealt with in accordance with his will (if he has one) or in accordance with the laws of intestacy (which state that a deceased�s estate passes to the spouse and children (if there are any). However, if the flat is solely in your husband�s name, there is a �risk� that your husband could draw up a will leaving the entire flat to someone other you.