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joint mortgage

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stephen2504 | 16:17 Sun 28th May 2006 | Business & Finance
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what happens if my partner has moved out and wants there name off the joint mortgage and the mortgage company wont accept me taking on this mortgage on my own
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im always using my overdraft on my bank account but the bills and the mortgage always get paid will this affect my credit rating i have no bank loans or credit cards and have had no ccjs i earn 20000 a year and the mortgage is 45000 over 20 year

The worst case is you have to sell the house.


Try another mortgage company - 2.5 times salary sounds quite normal - unless of course your partner wants their share of the property and you have to raise more money to buy them out.

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