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Ok let me clarify. My mum opened the bank account when the gov was trying to assess how much money they had in their names (parents). The less they were shown to have the more they could claim for some benificial resons which I wont go into. So she set this account up to effectively hide the money. The required forms were filled in by herself, and as I have two accounts with them anyway they asked her to get the forms signed by myself, which she forged the signature on. The money is now in may name, and I am the one who has to sign anything if she wishes to withdraw anything( I have to go with her in other words) All I was asking is if she has the power to close the account?