and exactly the same argument would be:
I have paid National Insurance Contributions all my life, I have rarely used the doctors and never had an operation. I have also never claimed dole / housing benefit / child support. Therefore, i would like to ask the best way of claiming Unemployment Benefit (despite the fct that I am not entitled to it)
After all, plenty of other people do it - "so what would my one, for all the years of claiming hurt?"
Insurance is not some type of savings plan.
What you are asking to do it is fraud. No ifs, no buts. Fraud.