Unoccupied House Insurance

[chrisgolf2]

does any know of any company that will provide buildings insurance cover for an unoccupied house while it is in process of being sold due to death of owner ? thanks in advance

[woofgang]

is it not already insured? When my mother died, her insurance company continued cover provided that the house was secured (only as normal, nothing extra) that the power and water were turned off at the house, not disconnected, and that someone stayed there overnight once every 30 days at least.

[chrisgolf2]

unfortunately there was an annuity on the house which include insurance cover through the annuity company. We were not informed when we redeemed the annuity (to save high interest fees) that it was a block policy which was cancelled on redemption. All services are being maintained gas electric telephone etc ,and it could certainly be lived in for short time if that would help .

[KARL]

You could check with intasure.com

[twix123]

Speak to a local Insurance Broker, who should be able to arrange cover through the market for you. Many insurers would provide cover, but you would need to speak to the Underwriting Department, which is best done by a broker to find the best deal for you.

[murraymints]

Most ask for occupancy with no more than 60 days empty..but that can be consecutive days I think....best ask a broker

[Al12]

Be wiser insurance in hampshire!

[chrisgolf2]

Thanks for help