ChatterBank2 mins ago
car insurance after surgery
13 Answers
Does any one know if I'm required to inform my car insurance provider that I'm having surgery and then let them decide when I'm fit to resume driving or can I take the advice given out with my op and 'resume driving when comfortable' - usually about two weeks in this case.I live out in the sticks a bit so want to be back driving asap. Just a bit worried insurance people may say something like six to eight weeks just to be on the safe side!
Have also posted this in insurance but think this may be a better option. Thanks
Have also posted this in insurance but think this may be a better option. Thanks
Answers
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For more on marking an answer as the "Best Answer", please visit our FAQ.When I had my hysterectomy (a long while back) I was advised not to drive for twelve weeks, so I didn't - but I didn't tell my insurance company. IMO if anything happened and your recovery was hampered by an accident, the insurance company might well suggest that you were driving against medical advice.
I can see that if I drive before the recommendation of the medics my insurance most likely wouldn't be valid - what I'm unsure about is whether or not I have to inform my insurance co. then let them decide - don't want to do that unless it's absolutely necessary as they may extend the time the medics give me - thanks for the input - appreciate it
I think the rationale is that if you have an accident shortly after haundergoing surgery and it could be attributed to you not being in complete controlof the vehicle, your insurance co. will not be happy bunnies. For example - I'm having a shoulder op so if I drive my vehicle too soon and have an accident I may be held responsible.
After having my spine fixed I was told not to drive for 2 weeks, and then not to drive for more than an hour at a time for the next 12 weeks. I followed that advice but I don't think 12 weeks was long enough, especially driving in heavy traffic. I was in bits when I went back to work after 14 weeks. Until I bought an automatic.