S,O,G, I don't know how other members go on here with their car checks! I check mine every week ( Honest I do ) Oil /Coolant / Tyre Pressures /Lights / Indicators, a look and visual check under the bonnet, Fan belts / the lot, the car is on ramps every so often ( I'm fit enough to do that as yet) to see if all is well, eg / Shocks, It would be worth your while to get your local garage to fully check out your car, say every 6 months at a charge, this I'm sure will save you money. I do not use any Breakdown cover & never have done. Good Luck.