Chance has different connotations depending on what you're talking about
If I close my eyes and throw a tennis ball at a bucket 100 yards away what would you think of the chance it goes in?
If everyone on the planet tries it what would you think of the chances that someone gets it in.
This is the thing about the nature of life on Earth - it appears only to have happened once
Once was enough
It's just that we are the once so it can look pretty improbable to us - but we don't take into consideration all the billions of places it hasn't happened.
This is the Weak Antropic Principle
http://en.wikipedia.org/wiki/Anthropic_principle
You should take a look at the more contentious Strong Antropic principle (I have a feeling it might appeal to you)