A common victim of fraud is small businesses. Many small businesses had to switch to an online model during Covid.
If somebody walked into their shop and shoplifted an item, that's theft. If somebody uses a fraudulent credit card to get an item, that's fraud. Same theft, different means because of Covid ... and the old method would be in the crime figures, the new method wouldn't. Except it in fact it IS in the crime figures, but then the PM took it out!!!