if you want to actually hear when someone phones or texts you,then i would steer clear of the samsung soul, also known as samsung u900 i think.I have really good hearing and even on full belt the ringtone, text alert and hearing people talk causes problems for me.Shame as apart from that its a nice phone.
I had a n95 as well and after much thought went for the Iphone. has its faults ie camera and no picture message, but it is a brilliant phone. also depends on what service provider yo with.