Bank account.

[kissyfur]

My mum set up a building society account in my name without telling me and put �5,000 into it so that the gov couldnt touch it. She did this without me knowing. I have since had a huge fall out with my family and have been kicked out. I want to know what will happen to the account as she cant withdraw money from it without my signature. Would she be able to go in and close it on my behalf without me knowing?

[kissyfur]

Im not that mean, I wouldnt steal the money. I just wanted to know what would happen to the account. As we are no longer talking it is obviously something that is going to come up in the near future.

[deso]

Deliberately 'hiding' the money to claim some benefit or other is fraud anyway. Your mum has two choices as I see it - either she agrees it's your money, or she's guilty of fraud on 2 counts, benefit fraud and forgery. It's pretty much down to you and whether you're the vindictive type or not!

[BenDToy]

Surely as she opened the account, she has eveything she needs to be able to get the money out, for example by transferring it to another account. If she forged your signature once she can easily do it again. In fact the signature would be "genuine" because that is the signature associated with the account. The name she writes is irrelevant. Your signature was not on the original paperwork, so you should not be able to sign a withdrawal. I know it is a bit of a technicality, but it could be important. She does not need you to withdraw the money.

[chitchat]

Why dont you go and ask the building society if the account is totally yours or if they require you and your mothers signatures to make withdrawal? At least you will have your answer! What you do with the money if you are able to draw it out is down to you and your conscience.

[stevie21]

BenDToy - banks have reason to be more cautious when you're withdrawing �5K as opposed to depositing �5K.

Also, regulations and ID requirements have changed relatively recently. These have tightened up significantly and this might have happened since the account was opened.


kissyfur - if your Mum is being mean to you at any point, use this as a bargaining tool! lol

[SteveSxx]

Just one question - how old were you when this account was opened ?

[BBWCHATT]

Remember, families are forever. You may not be speaking to each other today - but at some point in time you will be again. If you are smart you won't let something like money slow down the healing process. Also, speaking as a Mother, I am sure she still loves you - even if she can't deal with you right now. You might just send a card from time to time to keep the lines of communication open - even if you get a few of them back - things will change eventually.