Another RIP OFF + the cost.

[TWR]

Car Renewal Insurance, although the legal procedure by the majority of users, how many are going to say uck it & run without? is it not time that a Disk of the same diagram / size of the tax disk should become a legal requirement?

[Buenchico]

Your suggestion sounds like going back to 20th century technology, when the 21st century version is more efficient, to me.

Although it's still a legal requirement to display a tax disc, they're largely redundant. The roadside cameras which identify tax dodger don't actually read the tax discs on cars. They simply compare the registration numbers to a database of taxed vehicles. Similarly, police officers don't have to carefully inspect tax discs to see whether they're stolen or forged; they can quickly call upon the same database.

If you want to see more uninsured drivers getting caught, you should be calling for more cameras linked to the central insurers' database. While the use of such a system is imperfect (in that it doesn't actually check whether the person in the driving seat is covered to drive that vehicle), it's far more efficient and reliable than the use of old-fashioned paper discs.

Chris

[Hymie]

I’m not convinced that car insurance costs have increased anymore than previous years.

For as long as I can remember, each year the insurance industry manages to get a spokesperson on TV to say that insurance costs are increasing significantly due to (increased claims / fraudulent claims / excessive flooding claims (due to wet weather) / excessive subsidence claims (due to dry weather) / increased costs due to uninsured drivers, or whatever……the list goes on and on).

The purpose of this announcement is that when you get your insurance renewal notice, the insurance industry hopes you will just cough up – knowing the ‘reason’ for the increase, rather than shopping around for a better deal.

[Buenchico]

Hmmm, Hymie.

While the AA does, of course, run it's own brokerage, it's not an insurer per se. So the AA's survey of insurance costs should probably be regarded as a reliable indicator of actual increases:
http://www.financemar...emiums-in-steep-rise/

Chris

[Panic Button]

By carefully shopping around I have managed to get my car insurance down each year for the last couple of years, with no reduction in cover.

It might be because my cars and I are getting older.

[ChuckFickens]

^ that registration number is on a Mercedes local to me :)

[magicmerlin]

My car reg is TW4T

[buildersmate]

As one who has just been through the process of having the AA provide a renewal quote for Mrs BM's car, I'm not surprised the AA seems to think that car insurance rates are on the up - there's certainty are - they wanted a swingeing 28% increase this time around on identical cover.
When faced with the reality of an angry BM saying 'this won't wash, pal, what can you do that's better', the increase quickly reduced to a mere 18% increase without a whimper.
However when told the cover wouldn't be renewed, the call-centre operative meekly suggested 'we know we aren't too competitive at the moment, but would you like Breakdown Cover from us'.