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Bankruptcy or IVA

Unfortunately this is now my choice; and wonder; IVA or Bankruptcy:- I have ?45,000 debts, two young children, one job, a husband looking after the children; IVA is a 5 year payment of 25% of total...

popkiss

settlment figure

do debt recovery companies offer full and final settlement figures to clear the debt they have bought

chrisandrew

How can I open a current account with bad credit?

I have a bank account which has an overdraft and I am about to enrole in an IVA trust programme to eradicate this overdraft and all my other creditcards and loans. I require to open a new bank account...

Deeds

iva

Hi! We got into to serious debt 6 years ago and enlisted the help of a Debt Management Company which we pay a monthly fee too, and they distribute our monthly payment to our creidtors. This IVA has...

Le Chat

"Little known Govt Legislation..."

There is an advert on TV with the above phrase mentioned within in referring to debt. It says something like "Your debts can be greatly reduced or even written off due to a little known government...

ianb8

iva

My wife and I are currently in an IVA. We owed around ?60k and have paid in ?10k already. Does anyone know what the chances are of the creditors accepting ?30k as full and final settlement? Thanks.

mikaltemple

Grandparent "secret" bank accounts

We are convinced that when my grandmother died a few years ago she had some bank accounts that we don't know about? a friend of hers says she definitely had one with a particular bank but we never had...

susan2006

Unpaid bill and debt recovery firm... help!

I need some advice regarding debt recovery and unpaid bills. A few years ago I was sharing a student house with 3 'friends'. At the end of the tenancy we moved out and sorted out the bills (so I...

Aliceband

bankruptcy

My sister in law has gone bankrupt and is going for promotion at work. She is worried her boss will find out. Apart from the local paper. Is there a web site anyone could find out that she has gone...

veritymoon

iva

what are the chances of being able to rent a property with an IVA?. What kind of background check do estate agent do? If there are 2 people wanting to rent a property together 1 with IVA and one...

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