themas Member Profile in The AnswerBank

Personal loans

It just occured to me. If a husband or wife takes out a personal loan which the other half knows nothing about. If anything happened to that person, would the partner be liable to pay. ie. if there...

linda50

Debt recovery

A firm contacted me saying that i owe ?1700 to a mail order company, they told me that they had bought the debt off this mail order company. If this debt is over 5years old can they still demand this...

linda50

Credit Card

My husband got into difficulty with his credit card and it was passed to a debt collection agency. He agreed to pay them ?5 a week by standing order. This money has been coming out of our bank account...

lewis010200

settlement on divorce

My partner is going through a divorce his wife is in the marital home of which her solicitor is advising her to sell. His wife is on benefits they have about 20,000 equity but about 15,000 of...

mnko

interest rates

Hi im looking to borrow ?20.000 and ive been told the interest rates for 5 years will be 7.99% could somebody tell me what that would work out at every week please. many thx

Denise S.

property letting

My son owns a flat, but spends all his time at his girlfriends and he is thinking of moving in with her. He does not want to sell his flat, he wants to let it eventually, but what about the Council...

milly143

Banks = Daylight robbery

I'm fuming with my bank. Last year I took out a ?5000 loan with insurance. Last night while trying to sort out my messy finances we worked out that I would be paying almost ?9000 by the end of the...

Outdoorsman

Is my brother in law guilty of tax fraud?

My sister is 55 and her husband is 65. He was injured in Northern Ireland around 1969 during the "Troubles" whilst serving in HM Forces and has received a war pension from the Veterans' Agency in...

Yodel

House Sale - Indemnity Insurance

Mr Yodel and I recently bought a house in which the living/dining rooms had been knocked-through in the 1970's. Our solicitor insisted on the vendor obtaining indemnity insurance to cover the lack of...

jakki 2006

Landlord keeping my deposit

I put down a deposit on new flat which i found through letting agency,i called my landlord the same day to let him know i will be moving out and he even gave me references which letting agent asked...

enzero

separation with kids involved and debts

hello, i recently split from my long term partner, she asked me to leave our rentedf accomadation and children so i did. I have been religiously paying her the correct amount of money as prescribed...

denlar

How to add wife's name to house

I currently wholly own a property (no mortage/loans) and for capital gains purposes on sale, wish my wife to be a 50% owner. Is this possible without the use of a solicitor and what forms do I need to...

butterfly23

Bankruptcy

My father has just turned 65 and retired, he did intend to continue working but was sacked. He is receiving about ?400 a month in pensions, but owes about ?30,000 on credit cards and was making...

jolene1973

Adding my husband to deeds / land register and mortgage

My property and mortgage is currently in my name but as I am now married I would like to add my husband to the deeds. I am on maternity leave at present and will be on a part time salary when it comes...

beryllium

Previous owner of our house owes money

Hi There, we moved into our house 7 months ago. The previous owner had his mail re directed for 1 month and did not give us his forwarding address. The usual junk mail ensued, and I always return to...

Loosehead

Residential Lease

I posted this Q in "How it works" may have more luck here: http://www.theanswerbank.co.uk/How-it-Works/Question217142.html

kags

Attendance Allowance

Is there anybody out there who has successfully appealed against a refusal of Attendance Allowance?My mother is 67, she broke her leg 4 years ago, and within the last 2 years the complications have...

annette tula

Working my notice of redundancy

I have just been made redundant after 9 years employment. My employers have given me 8 weeks notice. This has really knocked me for six I am 50 years old and has caused me a great deal of stress. I...

CHolic

settlements

We got into debt years ago when the country had a building recession in 1995. Our house reposessed and my husband building company went bust. When we moved I took all our debts with us and we came to...

helsbels666

Advice on lodgers rites please?

A friend of mine has an ex who moved into her family home 16 years ago. They split up 4 years ago but he continued to live there with her. Now she has met someone else and moved in with him and is...

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