themas Member Profile in The AnswerBank

Summer Here..garden Rows Are Back!

Every year its the same thing,next door neighbours telling us to trim the over hang that comes from our garden into theirs. Im sure its for them to trim and throw over if they want to, they're sure...

bond

Joint Ownership Or Tenants In Common?

Buying a property with best friend, we contribute equal amounts to the purchase price. Need to be protected from the house being taken away to pay for care of one or the other, so which would we...

springbulb81

Bankruptcy

When people become bankrupt any money they owe is written off. When the period of bankruptcy ends the law could easily be changed to make them pay back what they owe. Why is it made so easy for them?...

meltdom

Covenants Builder Wants £60,000 To Remove. Want To Give Some To Charity Instead

plot of land now with planning permission..covenants states..not to make an external alterations additions or extensions to any building to be erected upon the property hereby conveyed or any part...

HAMMEROFTHOR

Ina Leaasehold Block Of Flats, Is The Upkeep Of The Boundary Wall The Responsibilty Of The Freeholder Or The Lessees?

I live in a block of leasehold flats, I am a lessee of one of the flats. My question is this;- at the front entrance to the block there is a rockery and a boundary wall adjoining the street. The wall...

HAMMEROFTHOR

Time Limit For Payment By Lessees On Leasehold Flats Building Upgrade

The block I live in is leasehold, I am a lessee of one flat. The managing agents have presented all lessees with their estimates for upgrading the block, which most of us think are very excessive. We,...

oracle39

Is The Law On My Side? Bill For Meter With Wrong Serial Number

I moved into a new property May 2012 and informed it was on a water meter and was paying £50 per month. When the new bill arrived following Mar it said unmetered. I wrote and queried it, the response...

carolinemcharg1

Fraud?

My ex partner is using my address to obtain loans...then defaulting...is this fraud?could bailiffs call over his debts ..despite him moving out 18 months ago?loans taken out about 5 months ago

obsessed

Home Query

My niece left her husband to live with her boss taking her two children with her six years ago. He bought the house which is in his name and all the bills have been paid by him, all of which are in...

clipclop1

Maternity Entitlements

Hi everyone, My partner and I are considering starting a family soon but want to make sure that we know where we stand with regards to finance before we do anything! We both earn £19,000 a year and...

islasmum

Am I Within My Rights....

to refuse to give my details to a company (debt collectors) if they will not tell me what company they are attempting to collect the debt for? I'm already dealing with several debt collection...

chrissa1

Specified Adult Childcare Credits.

If you apply for SPCC, does the parent actually lose money from their Child Allowance each month, or is it just a paper exercise? Thanks.

Elley

Settlement Before Trial

A friend settled on. A case before trial the other party has not yet signed the order if they don't what are her options...

cupotee2

Rental Contracts

Can anyone help with property rental agreements,please A rental agreement was set up by 2 persons in 2011, renewed and signed again 2012. 2013 a contract wasn't sent just a verbal agreement. To follow...

tgm1974

Help With Child/working Tax Credits

Hi Just wanted some advice on Child/Working Tax Credits ; I am due to put in my figures for the years advice on payments, do I put in mine and my husbands salary from 2013-2014 or do you guess-stimate...

pravstar

Tenancy Issue

I have a tenant (quite a violent bloke) who has £1800.00 still owed to me in rent.I had an AST drawn out ten month ago, he said that he would pay a deposit, none received but I accidently put on that...

Em2711

Perverting Course Of Justice Sentencing??...scared

No criminal record and of good character...pleaded guilty to perverting course of justice and fraud by false representation....probation report suggests tag, women's centre etc everything but prison...

rebelboy

A Legal Mind To Advise On Dispute With Water Company.

I live in a row of 12 bungalows. A new tenant has found out that our water company has been charging us to take away foul water but the water drains into the gardens and does not go through the main...

modeste

Lasting Power Of Attorney

My wife, who was granted lasting POA for her brother who is unable to make such decisionsfor himself. Recently her sister has applied for POA, unknown to my wife and with no prior notice. I know the...