Car Club

[Biccylova]

My son has decided to give up owning a car for a while and join a car club instead, but will he lose his no claims bonus and have to start over again like a new driver? I think that will be expensive if and when he gets another car, he is doing this to see how much money he can save.

[EDDIE51]

Most insurance will keep your NCB for 6 years if you stop driving for a while.
Even if he loses his NCB he will not start again from zero.Companies offer a starter bonus of around 30% for experienced drivers , for example people who have been driving a car on their companies insurance policy.

[zebo]

Most companies will only keep your NCB for 2 years as we found out when we went to 1 car, we used to swap the registered keeper. Aviva did 3 years at one time but now it's also 2.

[EDDIE51]

Ok but you still will get a starter bonus as a qualified driver if you need your own insurance again. I think a car club will save a lot of money if you just need a car now and again.

[Biccylova]

Thanks to you all, I will tell him what you say, he and his family should be a lot healthier by next Christmas, they are already enjoying biking and walking and say how much you miss when in a car (wildlife etc)

[whiskeryron]

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Biccylova
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Thanks to you all, I will tell him what you say, he and his family should be a lot healthier by next Christmas, they are already enjoying biking and walking and say how much you miss when in a car (wildlife etc) // shouldn't that read ( how much you hit when in a car ( wildlife etc )?

[EDDIE51]

Cambridge near me has a car club. I have to say that if you live in the centre of Cambridge owning a car is more of a problem than not having one.The city is relatively compact and the public transport is excellent. It is however virtually impossible to drive a car through let alone find a parking space.
I would give up my car for a car club if I lived in central Cambridge or London.