Bank charges

[emmie]

this is surely taking the proverbial. As if we don't have enough on our plate.

http://money.aol.co.u...for-current-accounts/

[LazyGun]

His comments boil down to this - "We ripped people off with PPI scams - ripped them off for billions, and now hope they dont bother checking whether we owe them or not.Now, we want you to pay to keep us honest and not rip our customers off.We want to charge you a monthly fee,just to carry on taking your money, loaning it out at interest, and not sharing in any of the profits with you"

And some here think this might make sense?..........

[emmie]

Lazygun, exactly, what a racket.

[vulcan]

I remember a few years ago a local businessman invited a few acquaintances, including his bank manager, to a Christmas lunch. Sometime later on checking his statement the business man noticed a figure which he couldn't account for. On checking with his bank he discovered the manager had charged for his time whilst attending the lunch.

[bazwillrun]

no bank will do this unilaterally, so there will be some sort of unspoken cartel and all of a sudden they will all be charging

[Quizmonster]

I'm rather surprised to see so many right-wing sympathisers here being so nasty to bankers, the paymasters of the very party they seem so supportive of!
Almost every other day, we read of a bank somewhere being caught red-handed in one nefarious activity or other...Standard Chartered being only the latest...and milking the rest of us at every opportunity
As far as these institutions are concerned, chicanery is clearly bred in the bone, so it's good to see people might finally be beginning to grasp that.

[emmie]

QM, trust you to lower the tone, bankers currently are the most despised people on the planet, those in banking, the high up's not so much the lower down the scale should come in for a roasting. What's being right wing, left wing got to do with anything.

[emmie]

so you don't think that the likes of Blair, Brown had no bankers as cosy mates, come on

[Mick-Talbot]

Throughout the rest of Europe bank customers pay between £10 and £30 per month for banking services.


I'm getting a bargain then, I pay 3 euros a month for my German account.

[emmie]

mick, seems like it. Haven't they squeezed us enough, and i did think that having bailed the feckers out they might be a little grateful.

[hc4361]

I remember being charged for every transaction on my personal current account years ago - that was the norm.

It would be very inconvenient and expensive for me to give up my current account. For a start I get 10% off my utility bills for paying by DD; wages are paid in to current account; it is cheaper for me to use the ATMs abroad to get cash than any other way of getting foreign currency; I rely on internet banking to transfer money.

I don't want to pay for a current account, naturally, but I really do appreciate the service I get which overall is excellent.

[Quizmonster]

"What's being right wing, left wing got to do with anything?"
I actually explained that in the simplest possible terms - as I thought, at least - in my contribution!
Try actually reading the second half of my opening sentence.

[theshedman]

I remember seeing Martin Lewis on the tv a while back and found out the PPI I had with my loan would never pay out so went into the bank and spoke to the manager about it, this was just before the rush for this. I only went in to cancel it and the cheeky so and so wanted to charge me £40 to cancel the policy. I decided to write using the template on Martin's site and 12 months later got back all my PPI money plus interest and the PPI on another loan I had a few years before. That will teach the greedy gits to try and take even more money off me.

[emmie]

QM, as ever such a polite response, thank heavens for some people with manners.

[Graham-W]

Haven't I seen recently that the Halifax will pay you £5 per month if you open a current account and pay over £1000 per month into it. That's the opposite of fees.

[Quizmonster]

With phraseology such as "feckin bankers", "taking zee peez" and "the feckers" at your fingertips, I can quite see, Em, how you might feel I was the one who had "lowered the tone"! Clearly, I could not hope to match such high-grade powers of expression.

As regards Labour's connections with bankers, I would not dream of denying them; after all, governments and banks are by definition inextricably involved with each other. However, my point - to explain yet again - was that there are vanishingly few casino bankers who contribute to the Labour party's funds. The same cannot be said of the Tory coffers.

[emmie]

some days i just have to express how i feel, i go with the tone of the moment, lowering it as i do when it pleases, it was specific to the banking industry, my post, my choice.

[emmie]

they all need money to keep the bandwagon rolling, Labour is no exception

http://www.ukpolitical.info/Donations.htm

[Quizmonster]

As ever, you present the obvious...this time that political parties require funds. You fail again to address the point I've been making; namely, that City money-manipulators DO contribute money to the Tories and DON'T contribute money to Labour.
Of course, right-wing sympathisers are only too happy to refer to the unions as (quote) "Labour's paymasters" but are invariably annoyed by the reminder that - among "Tory paymasters" - a major element are the casino and other bankers...the very 'feckers' you yourself refer to!

But enough brick-wall-headbanging is enough. I'll leave it at that.

[emmie]

so no top money men from the city contribute to the Labour party, is that what you are getting at.

[emmie]

if you want to bang your head on the wall go right ahead.